ROI calculator

Same book of aged receivables. Two paths. Your numbers.

Enter what you place with an agency each year and what they keep. The calculator applies observed recovery rates by age bucket and DueWell’s fee structure, side by side with the agency outcome.

Adjust the inputs; results update as you go. Defaults illustrate $500K in annual aged placements on Grow. This is steady-flow economics, not a forecast of cash received in year one.

Aged patient receivables placed per year$500,000

Balances 60+ days old when they’d be placed. Annual placement dollars, not cash already collected. Small volumes may not justify a monthly platform fee.

DueWell plan

The plan sets both the platform fee and success percentage. Choose by total bill and included usage.

Recovery basis

Observed recovery by age at placement. “Published” uses 90 days for the younger two buckets and 180 days for the older two. Uniform presets use the selected observation period, not a full year.

Monthly communication usage (optional)

Leave at zero to assume usage within your plan. Enter average monthly totals to include overages. Included: 20,000 text segments and 1,500 voice minutes per month. Uneven monthly usage can produce a different bill.

Text segments per monthAI-voice minutes per month

Your current agency, for comparison

Agency contingency30%

Share of recovered dollars the agency keeps. Adjust this assumption to your agency’s quote.

Agency recovery on placed medical debt19%

Illustrative agency assumption. Agency evidence may use a different follow-up period from the DueWell cohorts.

How your aged book is distributed by age at placement, and the recovery rate applied to each bucket. Recovery defaults are observed single-site results.

Age at placement	Share of placed $	Recovery rate
61–90 days	Share of placed dollars, 61–90 days %	Recovery rate, 61–90 days %
91–120 days	Share of placed dollars, 91–120 days %	Recovery rate, 91–120 days %
121–180 days	Share of placed dollars, 121–180 days %	Recovery rate, 121–180 days %
180+ days	Share of placed dollars, 180+ days %	Recovery rate, 180+ days %

Shares are normalized to 100% automatically.

Annual, on $500,000 placed

Provider nets with DueWell

$156,885

31¢ per aged dollar

Provider nets with an agency

$66,500

13¢ per aged dollar

Difference to the provider

+$90,385

2.4× the agency outcome · illustrative annual comparison, not a guarantee

DueWell$156,885

Agency$66,500

DueWellAgency

See the arithmetic

Recovered by DueWell	$187,650
Success fee (10.0% of recovered)	−$18,765
Platform fee (12 months)	−$12,000
Usage overages (12 months)	−$0
Net to provider, DueWell	$156,885
Recovered by agency (19% of placed)	$95,000
Contingency (30%)	−$28,500
Net to provider, agency	$66,500
DueWell revenue from this placement stream	$30,765

By bucket
Bucket	Placed	Recovered
61–90 days	$150,000	$94,200
91–120 days	$100,000	$46,900
121–180 days	$100,000	$30,800
180+ days	$150,000	$15,750

Performance figures are single-site results from a founder-affiliated diagnostic imaging practice; observational data, no control group. Agency benchmarks: ACA International recovery data as reproduced in trade sources; contingency ranges are industry-standard.

Setup waiver assumed. Excludes processing, refunds, staff time and separately scoped services. Overages are included only for entered usage. Recoveries are not guaranteed; age mix, timing and data quality matter. This is not a controlled comparison with an agency.

Want this run on your actual aging report?

Send an anonymized aging summary — bucket totals only, no patient data — and we’ll return the same analysis on your real book.

Request a book review See pricing